The Money Doctor

Guide For Making Smart Money Choices This Year

The best way to separate yourself from the credit problems is to get out of credit card debt. You will not have to worry about the high interest rates on your credit card which make it impossible to pay off. We are already seeing limits reduced on borrowers. Always protect your FICO score to keep a good credit history. Do not use your card as an emergency cash fund or you will see your limits reduced. The Credit Card Companies are looking for high activity cards balances. If they close your card down, there goes the FICO Score.

Smart Money Tip